THE X-BOND COMPANY

Thinking of buying an off plan property anywhere in the UK? then The X-Bond Company can help. Xbond are the exclusive distributors of Zurich’s Property Deposit Guarantee scheme, which replaces the cash that buyers have to pay out at exchange of contracts on off plan properties.

Its great for home owners, investors and first time buyers, and is now available on properties in the UK and overseas.

WHAT IS THE ZURICH PROPERTY DEPOSIT GUARANTEE?

It’s a financial guarantee made to the property developer on your behalf. It removes the need for you to pay a large cash deposit for your yet-to-be-built home. Instead, you simply pay the whole property price when the house is finished and ready to move into.

HOW DOES THE PROPERTY DEPOSIT GUARANTEE WORK?

• We ask you to complete a straight forward application form and pay a processing fee costing from £99 depending on your country of residence(+VAT). To complete the application process, we may ask you to produce some supporting documents such as bank and mortgage statements.
• We recommend that you take independent legal advice before you buy the Guarantee
• Once approved, you sign an important legal indemnity and pay a one off amount to buy the guarantee. This amount would be much smaller than the deposit you’d normally have to pay at this stage
• The Guarantee is accepted by the developer as your promise that you will pay the full purchase price, including the deposit amount, at completion.
• Once the 14 day cooling off period is complete, contracts are exchanged as normal.
• When your new home is ready, you complete in the usual way. The Zurich Property Deposit Guarantee does not count towards the purchase price.

Xbond are the exclusive distributors of Zurich’s Property Deposit Guarantee, XBond are working with all major homes builders including Ballymore, Barratt, Redrow and many many more to make property exchanges easy.

For more information visit the XBobd website at www.thexbond.com or call 0845 88 22 888

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